Strength
Loan growth projected to improve to 11-13% in 2025F, up from 10-12% in 2024F, primarily driven by MSME loans, as fiscal spending shifts focus toward growth and household consumption
Weakness
CoC may slightly rise in 2025 as banks operate at highly efficient credit cost levels; CIR is also expected to see a modest increase
Opportunity
Potential rate cuts and lower statutory reserve requirement from BI are anticipated to enhance liquidity and reduce CoF, supporting NIM growth
Threat
Potential risk of asset quality deterioration due to weaker purchasing power coupled with IDR depreciation on the back of stronger USD for longer
Samuel Sekuritas Indonesia is a leading Indonesian securities brokerage firm. Established in 1997, the firm has grown to become one of the most respected and trusted financial services companies in the country. With a wide range of services and products, Samuel Sekuritas Indonesia has become a trusted partner to many investors, both institutional and individual.
The company offers a variety of financial services, including equity, debt and derivative securities brokerage services, research and portfolio management, asset management and capital market services, as well as a range of other investment solutions. Samuel Sekuritas Indonesia is also a leader in providing financial education and training, and has established itself as a leading provider of investor relations services.
The company has a strong research capability and is committed to providing its clients with up-to-date and reliable market analysis and recommendations. It also has a team of experienced and knowledgeable professionals who are dedicated to providing quality service to its clients. As a result, Samuel Sekuritas Indonesia has become a preferred partner for many investors in Indonesia.
In addition to its financial services, Samuel Sekuritas Indonesia also offers a range of other services, such as corporate finance and advisory services, mergers and acquisitions, and venture capital.